Preparing for a meeting with a lender
Going to your bank to talk about a home loan can be much easier if you have everything with you. Spending a little time on this could save you time and hassle later down the track. Here are some tips.
| Personal accounting |
| Make sure you have all your basic personal accounting sorted out so you can show the bank why you think it is the right time for you to buy a home. |
| Get organised |
Don’t wait until the last minute to organise your paperwork for the appointment. Some documents you may need include:
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| What you may need to bring to the meeting |
| Savings account statements, term deposit certificates and investment statements are examples of what you can bring to your appointment to help demonstrate your saving abilities. Once you have all these details sorted, make an appointment with a lender to talk about home loan products and the home loan approval process. Applying for a home loan consists of an application which takes into account your personal details, the requested home loan product, your proposed property, your objectives, income and expenses and credit history checks. |
| Becoming financially fit |
To get financially fit you could:
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Talk to an IMB Bank lending specialist at one of our branches or a Mobile Lender Can come to you at a place and time convenient for you. We will walk you through the process and assist along the way.
Why choose us?
Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.
Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.
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