Business Cash Management Account |
Business Transaction Account |
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® Registered trademark of BPAY Pty Ltd ABN 69 079 137 518 You should consider the Product Disclosure Statement available from IMB before making a decision about these products. 1. Introductory Fixed Interest Rate is payable for the first 4 interest payments for new and existing members who have not held a Business Cash Management account before. 2.Merchant Facilities provided by Westpac Banking Corporation ABN 33 007 457 141, AFSL 233 714 and Mint Payments ABN 51 122 043 029. Terms and conditions, fees and charges apply. Target Market Determinations, available here.
| Account Balance | Standard Variable Interest Rate | Introductory Fixed Interest Rate* | Earn up to |
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| $250,000 and over | 0.85% pa | 0.25% pa | 1.10% pa |
| $100,000 - $249,999.99 | 0.85% pa | 0.25% pa | 1.10% pa |
| $50,000 - $99,999.99 | 0.55% pa | 0.25% pa | 0.80% pa |
| $20,000 - $49,999.99 | 0.35% pa | 0.25% pa | 0.60% pa |
| $10,000 - $19,999.99 | 0.35% pa | 0.25% pa | 0.60% pa |
| $5,000 - $9,999.99 | 0.05% pa | 0.00% pa | 0.05% pa |
| Up to $4,999.99 | 0.00% pa | 0.00% pa | 0.00% pa |
| Account Balance | Standard Variable Interest Rate |
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| $100,000 and over | 0.01% pa |
| $50,000 - $99,999.99 | 0.01% pa |
| $20,000 - $49,999.99 | 0.01% pa |
| $5,000 - $19,999.99 | 0.01% pa |
| Up to $4,999.99 | 0.01% pa |
*Introductory Fixed Interest Rate is payable for the first 4 interest payments for new accounts opened from 08/04/13, for new or existing Members who have not held a Business Cash Management account before. Rates effective 01 August, 2019. Target Market Determinations, available here.
Bank on the go with your smart device |
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Receive customer payments in real-time with Osko® |
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It's fastFaster payments across over 50 financial institutions, 24/7 – even weekends! |
It's smartYou can use 280 characters to describe who’s getting paid and why, including emojis – whatever characters you need! |
It's easyYou can use a PayID to pay and get paid with something simple like a registered mobile, email or ABN. Or you can still use a BSB and account no. |
It's safeIt’s backed by BPAY and us, so it’s very secure. |
How we can help your business |
140 years of trust
We have been helping people achieve their financial goals since 1880. 
We can come to you
Our business specialists are flexible and can come to you to discuss your business needs. |
Dedicated local customer service
As a mutual bank, our members are our shareholders, and we strive to deliver them the best service, value and innovations. 
Visit a local business centre
Our Business Banking specialists live and work where you do. Visit a Local Business Centres. |
IMB by numbers |
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1880 The year we were established |
200,000 Members |
$10 million Given to over 700 community projects since 1999 |
Find your local business banking specialist |
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They can assess your needs and answer any questions |
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