| Reward Saver | Christmas Club | Cash Management Account | DIY Super | |
|---|---|---|---|---|
| Interest Rates | ||||
| Features | ||||
| Monthly Service Fee | $0 | $0 | $0 | $0 |
| Criteria to waive monthly service fee | N/A | N/A | N/A | N/A |
| Free IMB Transactions (per month) | Please refer to Member Transaction Allowance | Unlimited in November and December1 | Please refer to Member Transaction Allowance | Please refer to Member Transaction Allowance |
| Accessing your money | ||||
| ATM |
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| EFTPOS |
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| BPAY® |
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| OSKO® |
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(Receive only) |
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| Internet Banking |
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| Phone Banking |
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| VISA Debit Card2 |
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| Branch |
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| Cheque |
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| Summary of Transaction Fees | Charged once Member Transaction Allowance is exceeded | Charged once Member Transaction Allowance is exceeded | Charged once Member Transaction Allowance is exceeded | |
| IMB ATM's |
Withdrawal: $0.70 Balance Enquiry: $0.25 |
N/A |
Withdrawal: $0.70 Balance Enquiry: $0.25 |
N/A |
| EFTPOS | $0.85 | N/A | $0.85 | $0.50 |
| OSKO® | Free | N/A | Free | Free |
| BPAY® | Free | Free | Free | Free |
| Internet Banking | Free | Free | Free | Free |
| Branch deposits | Free | Free | Free | Free |
| Branch withdrawals | $2.25 | Free | $2.25 | $1.00 |
| Cheque | $6.00 | N/A | $6.00 | $6.00 |
| Additional Fees | ||||
| Overseas ATM withdrawal or balance enquiry | $5.00 | N/A | $5.00 | $5.00 |
| International purchases | $5.00 or 2.5%3 | N/A | $5.00 or 2.5%3 | $5.00 or 2.5%3 |
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Important Information:
Normal account opening term & conditions apply. This table is general advice only and does not take into account your objectives, financial situation and needs. You should consider the PDS before making a decision about these products. This table does not contain a full list of fees and charges and account terms and conditions. 1. If a withdrawal/transfers occurs on your Christmas club account between 1st January and 31st October, the bonus interest will be forfeited. 2.Approval criteria applies to VISA Debit Cards. 3. Higher amount applies. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. ® Registered to BPAY Pty Ltd ACN 079 137 518. Target Market Determinations, available here.