Insider Tips

Insider Tips

What are the hidden costs of buying a new car?

When it comes time to buy a new car, you probably spend a great deal of time scouring the market for the best possible deal you can find. You're searching local merchants, auctions, perhaps even going online to see if there are discounts or deals you're not aware of. All the while, you're looking to find the lowest possible price.

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The pros and cons of Family Guarantee loans

For many young Australians, home ownership may be harder to attain compared to previous generations. Many Australians are putting off buying their first home until later in life, while the overall home ownership rates across the nation have been dropping since the mid-1990's1. It seems like a grim scenario, but there are still solutions available - and it isn't just a matter of saving more or for longer for a larger deposit.

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Four easy money saving tips

When we were younger our parents may have instilled the importance of good savings habits to attain those things that we really thought were worthwhile. As we go through adult life, we also know the importance of having a goal, such as saving for a home deposit, holiday or car. The need to save can retain its importance as the years go by and the challenge of retirement funding looms larger.

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Cash vs bank loan vs dealer finance

When it comes to buying a new set of wheels, it might be easy to get carried away with the excitement – after all, next to a home, it could be one of the biggest purchases many people will make.

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New or used: What's the right car for you?

Australia is an automotive nation. Home of the Holden, friends of the Ford, territory of the Toyota: we love our vehicles, but do we know how to buy them? Check out our quick guide to buying a new car versus a used one.

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Surviving the colder months on a student budget

Do you feel that nip in the air, the goosebumps on your skin? Rain clouds are forming overhead and the wind is starting to get a bit of a bite to it. That's right; Winter is here and with it comes all the 'joys' of the colder months.

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Travel series: tips for visiting Santorini

There are so many islands around Greece that you could potentially visit to enjoy the sun and surf. However, Santorini could be one of the Greek islands that come to mind and is nothing short of amazing. If you’re chasing stunning sunsets and scenery, white, red and black sand beaches, impressive traditional houses, balcony views to the Volcano and a lively nightlife this could be the place to visit.

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Budgeting to move into your first home

Sometimes, you may find you do not have a lot of money left over from the purchase of your first home. After paying a deposit, legal fees, building and pest inspections, it can be difficult to establish yourself within your new home. Here are a few tips.

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5 signs an agent is 'the one' to sell your home

They say that buying a property can be the biggest decision you'll ever make, but is this lofty spot actually taken up by selling your home? After all, you're branching back out in the property market to buy a house, only now you may have the added stress of trying to fetch a great price on the property you already have.

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4 tips to buying your first home

There’s no better feeling than achieving a goal you’ve worked so hard for – particularly if it’s for a deposit on your first home. So, where do you go from here?

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Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

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