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  • 11 Currencies available~
  • Smart wallet functionality – Intelligently selects the currency for your transaction. Funds can be used from multiple wallets if required
  • Chip & PIN protected for enhanced security and worldwide acceptance
  • No Inactivity Fees
  • Free Global WiFi access^
  • Access local currency from millions of Mastercard ATMs worldwide<
  • Accepted at millions of Mastercard retailers worldwide and online
  • Reload in store or online
  • Lock in your rate+ for the funds you load at the relevant exchange rate of the day 

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Fees and charges may apply – refer to the PDS.
~Before you make a decision to acquire the card, please check for the latest currencies supported.
^T&C’s apply. Wi-fi is provided by Boingo hotspots. Visit and for more information.
+"Lock in your rate" means the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.
>Pay no foreign transaction fees on purchases when travelling, when you load your Cash Passport with one of 10 international currencies supported by the product, and transact in that same currency.
Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Cash Passport™ Platinum Mastercard® (“Cash Passport”) in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984). You should consider the Product Disclosure Statement for Cash Passport available at before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Why choose us?

Established in 1880, we have been helping people achieve their financial goals for 140 years and are rated by Forbes as one of the World’s Best Banks. We offer a full range of competitive banking, including home and personal lending, savings and transaction accounts, term deposits, business banking, and can arrange financial planning, insurance and travel products.

We provide simple and secure digital banking solutions online and on mobile, and members enjoy access to free automated phone and internet banking, and a team of professionals at our locally based contact centre. With a growing branch network throughout the Illawarra, Sydney, NSW South Coast, Newcastle/Hunter, the ACT and Melbourne, we have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

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