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Guides and tools Find out about how the construction loan process works. |
A home loan Find the home loan that will get you building sooner. |
Fast, easy application Applying is easy. Apply, upload documents and track progress anytime, anywhere on any device.
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How to get a construction loan in 3 simple steps
Understand the process
Building a home can feel like an enormous process. Check out our guide on the construction loan process to take you from “I wish” to “I’m home”.
Apply for a home loan
Book a time to speak with an IMB Bank home loan expert or apply for a home loan online.
Loan approved
Get unconditional approval so you can start building with confidence.
How we can help you |
140 years of giving home loans
We have been helping people build homes and achieve their financial goals since 1880. 
We can come to you
Our mobile lenders are on standby ready to come to you to discuss how we can help you start building a home. |
Dedicated local customer service
As a mutual bank, our members are our shareholders, and we strive to deliver them the best service, value and innovations. 
Available anywhere in Australia
Wherever you are in Australia, our team of home loan specialists can help you start building sooner. |
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“I’ve been a member with IMB since my first job at Coles and have always loved the personal service,” says Megan Pracy. As newlyweds, she and husband Matthew (along with lots of help from daughter Valetta) worked with IMB to save their deposit, navigate their entitlements and secure their loan. “When an opportunity to buy our first home, I called Lauren Oakes.” Then Camden Branch Manager (and now Menai Branch Manager), Lauren had helped the couple’s preparation over the previous two years: setting up term deposits, helping them formulate a budget program to save their deposit, and steering them through NSW First Homebuyer’s Grant, Stamp Duty exemptions and mortgage insurance. It worked. When the contacts were produced, Megan and Matthew were ready. “The team at IMB have always been incredibly supportive,” says Megan. “We wouldn’t be in our home without them.” |
"We wouldn’t be in our home without IMB" Megan and Matthew from Camden |
IMB by numbers |
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1880 The year we were established |
95% Member Satisfaction* |
200,000 Members |
$10 million Given to over 700 community projects |
Talk to a home loan expert |
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They will answer any of your questions and assess your situation. This can be at your local branch, on the phone or we can come to you. |
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Why choose us?
Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.
Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.
Find out moreWhenever, Wherever Banking
Availability of Payments ServicesLearn more about availability of payments services to individuals and businesses provided by IMB Bank. |
