Christmas is a time for good food, good company, and good cheer – and an awful lot of spending. The Silly season is a fantastic time of year, and for some people can also result in high credit card debt. Here are some tips to staying on top of Christmas costs.
Step 1: Check how much you spent last year. Do you think you will spend more this year?
Step 2: Make a list of what you will need, including gifts.
Step 3: Plan shopping out in advance
