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Raising money together 

An IMB referrer arrangement can help your organisation’s fundraising activities.

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Take the hard work out of your fundraising activities.

IMB is committed to helping local communities get ahead. A referrer agreement is a simple and effective way to boost your fundraising activities without overloading your fundraising team. Under an IMB referrer agreement, all home loans referred by your organisation or club are eligible for a commission fee, payable on settlement. It’s that easy and adds up quickly. There are 2 types of payments available depending on your organisation:

Non-for profit organisations and clubs – The value of the commission is a flat fee of $500, that is paid direct to your organisation once the loan has settled.

Commercial businesses – The value of the commission is equal to 0.25% of the settled Home Loan amount. For example, if a customer takes out a Home Loan of $500,000, this will raise $1,250 for your organisation.


How to setup an IMB Referral Agreement

Step 1

Get set up with an IMB representative and join the IMB Bank Home Loan Referrer Program.

Step 2

Refer a customer or member of your organisation to IMB for a Home Loan.

Step 3

Your member/customer takes out a Home Loan with IMB and mentions your referral agreement.

Step 4

Your club or organisation will be rewarded with the referral payment when the loan settles.

How to promote your referral agreement

The IMB Bank marketing team can provide a range of customised materials to promote your referral agreement with friends and members of your organisation. For example, social media posts or flyers.


Why consider an IMB Home Loan?

Whether buying, renovating, relocating or investing, IMB have a range of flexible and competitive home loan products to suit most needs. With features2 such as:

  • Introductory rate discounts
  • Life of loan interest rate discounts
  • Fixed interest rate options
  • Split loans
  • 100% Offset Accounts
  • Package options
  • Online Application available


Learn more about IMB home loans

How it's working for others

Keira Cricket Club has found the Loan Referrer agreement an effective way to raise money. In a difficult climate to obtain sponsorships from the general business community the IMB referrer agreement has been helpful in providing revenue for the club. For an amateur sporting club, a sponsorship or referral fee of $1000 is of great benefit and is definitely appreciated.

- Mark Johnston, Keira Cricket Club

It [the referral program] has assisted us in purchasing both junior and senior equipment and uniforms as well as the purchase of a number of essential first aid items. I would not hesitate to recommend this system.

- Paul Condon, President, Wollongong Tech Waratahs

Wests’ Rugby Union Club, proudly supported by Canberra Southern Cross club, has been happily associated with IMB through our referrer agreement for the past 3 years. The referrer agreement is a fantastic opportunity for Wests to promote IMB’s great banking facilities to our members and generate some much needed revenue for the club.

- David Bensley, President, Wests Rugby Club Canberra Club

1. If a new loan discharges within 12 months of settlement, the referrer must repay 50% of the commission paid to the referrer for that loan. IMB may deduct the relevant amount from any subsequent commission payments to the referrer. 2. Not all features are available on each IMB Home Loan product. Normal IMB lending criteria, terms and conditions, fees and charges apply to all loans under IMB referral agreements. 3. The IMB referrer agreement sets out terms and conditions applying to the establishment and operation of an IMB referral arrangement including legal requirements that apply to the referrer and the conditions which must be met for referrer to be exempt from the national credit licensing regime. 4. The referral fee is deposited into the referrer’s nominated account the month after the new loan settles. You should consider the relevant Terms and Conditions or Product Disclosure Statement before deciding whether to acquire any of the products shown on this website. Target Market Determinations available here. IMB Ltd trading as IMB Bank. ABN 92 087 651 974. AFSL/Australian Credit Licence 237 391.