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Guides and tools Discover all you need to know about refinancing your home loan. |
A new home loan Find a new home loan to save you time and money off your current loan. |
Fast, easy application Applying is easy. Apply, upload documents and track progress anytime, anywhere on any device.
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How to refinance your home loan in 4 simple steps
Understand refinancing
Refinancing your home loan can be confusing and daunting. Check out our refinance guides to take you a step closer to saving time and money off your loan.
See how much you can save
Use our simple refinance calculator to see how much time and money you could save by refinancing.
Apply for a home loan
Book a time to speak with an IMB Bank home loan expert or apply for a home loan online.
We'll do the hard work
Once you’ve decided on the loan that will best suit you, we will do the hard work to get your home loan out of your life sooner.
How we can help you |
140 years of giving home loans
We have been helping people buy homes and achieve their financial goals since 1880. 
We can come to you
Our mobile lenders are on standby ready to come to you to discuss how we can help you switch to a better home loan. |
Dedicated local customer service
As a mutual bank, our members are our shareholders, and we strive to deliver them the best service, value and innovations. 
Available anywhere in Australia
Wherever you are in Australia, our team of home loan specialists can help you refinance to a better home loan. |
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“I’ve been a member with IMB since my first job at Coles and have always loved the personal service,” says Megan Pracy. As newlyweds, she and husband Matthew (along with lots of help from daughter Valetta) worked with IMB to save their deposit, navigate their entitlements and secure their loan. “When an opportunity to buy our first home, I called Lauren Oakes.” Then Camden Branch Manager (and now Menai Branch Manager), Lauren had helped the couple’s preparation over the previous two years: setting up term deposits, helping them formulate a budget program to save their deposit, and steering them through NSW First Homebuyer’s Grant, Stamp Duty exemptions and mortgage insurance. It worked. When the contacts were produced, Megan and Matthew were ready. “The team at IMB have always been incredibly supportive,” says Megan. “We wouldn’t be in our home without them.” |
"We wouldn’t be in our home without IMB" Megan and Matthew from Camden |
IMB by numbers |
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1880 The year we were established |
200,000 Members |
$10 million Given to over 700 community projects |
Talk to a home loan expert |
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They will answer any of your questions and assess your situation. This can be at your local branch, on the phone or we can come to you. |
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Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Minimum total loan exposure $75,000. Eligibility criteria must be met to apply online. Split loan options not available in online applications. You should consider the relevant Terms and Conditions or Product Disclosure Statement (PDS) before deciding whether to acquire any IMB products or facilities. Target Market Determinations available here. |
Why choose us?
Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.
Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.
Find out moreWhenever, Wherever Banking
Availability of Payments ServicesLearn more about availability of payments services to individuals and businesses provided by IMB Bank. |
