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Business Transaction Account Rates

Account Balance Standard Variable Interest Rate
$100,000 and over 0.01% pa
$50,000 - $99,999.99 0.01% pa
$20,000 - $49,999.99  0.01% pa
$5,000 - $19,999.99 0.01% pa
Up to $4,999.99 0.01% pa

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Business Cash Management Account Rates

Account Balance Standard Variable Interest Rate Introductory Fixed Interest Rate* Earn up to
$250,000 and over 0.85% pa 0.25% pa 1.10% pa
$100,000 - $249,999.99 0.85% pa 0.25% pa 1.10% pa
$50,000 - $99,999.99 0.55% pa 0.25% pa 0.80% pa
$20,000 - $49,999.99 0.35% pa 0.25% pa 0.60% pa
$10,000 - $19,999.99 0.35% pa 0.25% pa 0.60% pa
$5,000 - $9,999.99 0.05% pa 0.00% pa 0.05% pa
Up to $4,999.99 0.00% pa 0.00% pa 0.00% pa

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*Introductory Fixed Interest Rate is payable for the first 4 interest payments for new accounts opened from 06/11/2020, for new or existing Members who have not held a Business Cash Management account before. This document forms part of IMB's Product Disclosure Statement (PDS) for products and payment facilities listed in Page1 of IMB's Member Guide to Transaction Banking, which consists of the following documents IMB Member Guide to Transaction Banking PDS and PDS Fees and Charges for IMB Services and PDS Interest Rates for IMB Products, and any other supplementary PDS issued by IMB. Target Market Determinations, available here.

Rates effective 5th of December 2022.