Buying your new home without the stress
Buying a new home is one of the most exciting times of your life but it can also be one of the most stressful. Follow some tips from Belle Property Real Estate Agent Jeremy Hodder on how to make buying your new home a breeze.
| Organise your finances |
| Whether it’s your first, second or third home, obtaining a pre-approval from a financial institution could help you work out how much you have to spend. Shop around for the best home loan and be realistic about what you can afford. Check out IMB’s range of competitive home loan options. |
| Research the market |
There are a number of factors that determine the potential price of a property and can be key to future capital growth. For many buyers, some of the most important location features can include:
Once you have done your research and decided where you want to live it’s time to go house hunting. |
| Start shopping |
| To make finding and securing your home simpler, do your research. Ensure you know the value of homes in the area you wish to purchase in. Establishing a good rapport with real estate agents in your target area is worthwhile. |
| You’ve found a great property. What’s next? |
| Get the necessary building, structural, pest and other reports or inspections to make sure you are happy with the condition of the property before you make an offer. Whether the property is going to auction or not, buying a home involves negotiation. If you decide to make an offer, the agent may encourage you to put the offer in writing. If the offer is accepted, the proposed contract is provided to you. It is highly recommended that you seek legal advice in relation to a sale of land contracts. If the contract is appropriate, you will exchange contracts and begin the process towards settlement. |
| Settlement – the big day |
| While much of the settlement – including the final title search, cheque directions and so on – will be handled by the bank and your legal representatives. Once the settlement has gone through, it’s finally time to move in and enjoy your dream home! |
Why choose us?
Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.
Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.
Find out moreWhenever, Wherever Banking
Availability of Payments ServicesLearn more about availability of payments services to individuals and businesses provided by IMB Bank. |